What time does EBT deposit?

We may earn a commission for purchases through links on our site at no cost to you, Learn more.

If you are a beneficiary of the Supplemental Nutrition Assistance Program (SNAP) or the Temporary Assistance for Needy Families (TANF) program, you might be curious about the exact timing of your EBT deposit.

The deposit time for SNAP and cash benefits is generally between midnight and 8 a.m. on the scheduled deposit date. However, the specific time may vary depending on your state. It is advisable to check with your state’s EBT customer service or website for the exact deposit time.

Here is a list of EBT deposit times for each state to help you better understand when you can expect to receive your benefits:

EBT card deposit times

Below, you will find a detailed list of the exact times when your ongoing monthly EBT (Electronic Benefits Transfer) cash benefits are transmitted to your EBT account based on the state in which you live.

This information may vary depending on your location, so reviewing the schedule for your specific state is important to ensure that you receive your benefits on time. Please note that your benefits will be available on your EBT card at midnight on the date specified for your state. Here’s the list:

• Alabama: Depending on your case number, your monthly EBT cash benefits are transmitted to your EBT account between the 4th and 23rd of the month by 11:59 p.m.
• Alaska: First day of the month by 6 a.m.
• Arizona: Depending on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account between the 1st and 13th of the month by 11:59 p.m.
• Arkansas: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account between the 4th and the 13th of the month by 11:59 p.m.
• California: Depending on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account on the first 10 days of the month by 11:59 p.m.
• Colorado: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account between the 1st and 10th of the month by 11:59 p.m.
• Connecticut: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 3rd of the month by 11:59 p.m.
• Delaware: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account loaded over 23 days, beginning with the 2nd day of the month by 6 a.m.
• Florida: Based on the 9th and 8th digits of your case number, your monthly EBT cash benefits are transmitted to your EBT account between the 1st and 28th of the month by 6 a.m.
• Georgia: Based on the last two digits of your ID number, your monthly EBT cash benefits are transmitted to your EBT account between the 5th and 23rd of the month by 6 a.m.
• Guam: First day of the month.
• Hawaii: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account on the 3rd and 5th of the month by 11:59 p.m.
• Idaho: Based on the last number of your birth year, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 days of the month by 11:59 p.m.
• Illinois: Based on a combination of the type of case and the case name, your monthly EBT cash benefits are transmitted to your EBT account on the 1st, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 13th, 17th and 20th of the month by 3 a.m.
• Indiana: Your monthly EBT cash benefits are transmitted to your EBT account by 6 a.m. from the 5th to the 23rd of the month based on the first letter of your last name.
• Iowa: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 days of the month by 11:59 p.m.
• Kansas: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 days of the month by 6 a.m.
• Kentucky: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account during the first 19 days of the month by 11:59 p.m.
• Louisiana: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account between the 1st and the 14th of the month by 5 a.m.
• Maine: Based on the last digit of your birthday, your monthly EBT cash benefits are transmitted to your EBT account from the 10th to the 14th of the month by 11:59 p.m.
• Maryland: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account from the 4th to the 23rd of the month by 11:59 p.m.
• Massachusetts: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account during the first 14 days of the month by 6 a.m.
• Michigan: Your monthly EBT cash benefits are transmitted to your EBT account by 11:59 p.m. from the 3rd to the 21st of the month based on the last two digits of your ID number.
• Minnesota: Based on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account by 6 a.m. from the 4th to the 13th of the month.
• Mississippi: Based on the last two digits of your case number, your monthly EBT cash benefits are transmitted to your EBT account by 11:59 p.m. from the 4th to the 21st of the month.
• Missouri: Based on your birth month and last name, your monthly EBT cash benefits are transmitted to your EBT account during the first 22 days of the month by 11:59 p.m.
• Montana: Based on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account between the 2nd and 6th of the month by 11:59 p.m.
• Nebraska: Based on the last digit of your head of household’s Social Security number, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 5th of the month by 8 a.m.
• Nevada: Based on the last number of your birth year, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 days of the month by 7 a.m.
• New Hampshire: The fifth day of the month by 11:59 p.m.
• New Jersey: Based on the 7th digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account during the first 5 calendar days of the month by 11:59 p.m.
• New Mexico: Based on the last two digits of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account during the first 20 days of the month by 11:59 p.m.
• New York: Based on the last digit of your case number, except in New York City, where benefits are loaded over 13 days that are not Sundays or holidays. Your monthly EBT cash benefits are transmitted to your EBT account during the first 9 days of the month by 11:59 p.m.
• North Carolina: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account from the 3rd to the 21st of the month by 6 a.m.
• North Dakota: The first day of the month by 11:59 p.m.
• Ohio: Based on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account by 11:59 p.m. from the 2nd to the 20th of the month.
• Oklahoma: Based on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account by 11:59 p.m. from the 1st to the 10th of the month.
• Oregon: Based on the last digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 9th of the month by 8 a.m.
• Pennsylvania: Based on the last digit of your case record number, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 business days of the month by 11:59 p.m.
• Puerto Rico: Your monthly EBT cash benefits are transmitted to your EBT account between the 4th and 22nd of each month based on the last digit of your Social Security number.
• Rhode Island: The first day of the month by 11:59 p.m.
• South Carolina: Based on your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account during the first 10 days of the month by 11:59 p.m. for those who’ve received benefits continuously since before Sept. 1, 2021; otherwise, from the 1st to the 19th of the month, based on the last digit of your case number.
• South Dakota: The 10th of the month by 11:59 p.m.
• Tennessee: Based on the last two digits of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 20th of the month by 11:59 p.m.
• Texas: Based on the last digit of your Eligibility Determination Group, or EDG, number, your monthly EBT cash benefits are transmitted to your EBT account during the first 15 days of the month by 11:59 p.m.
• Utah: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account on the 5th, 11th, or 15th of the month by 11:59 p.m.
• Vermont: The first day of the month by 11:59 p.m.
• Virginia: Based on the last digit of your case number, your monthly EBT cash benefits are transmitted to your EBT account by 11:59 p.m. from the 1st to the 9th of the month.
• Washington: Staggered throughout the month according to the date you applied and application approval date by 6 a.m.
• Washington, D.C.: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 10th of the month.
• West Virginia: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account during the first nine days of the month by 8 a.m.
• Wisconsin: Based on the eighth digit of your Social Security number, your monthly EBT cash benefits are transmitted to your EBT account during the first 15 days of the month by 11:59 p.m.
• Wyoming: Based on the first letter of your last name, your monthly EBT cash benefits are transmitted to your EBT account from the 1st to the 4th of the month by 11:59 p.m.

How to use your EBT card

Once your benefits have been deposited into your EBT card, you can use them for eligible items. An Electronic Benefits Transfer (EBT) Card is a plastic debit card that the government uses to deliver benefits to those enrolled in the Supplemental Nutrition Assistance Program (SNAP) and the Temporary Assistance for Needy Families (TANF) program.

SNAP benefits are intended to help low-income individuals and families purchase food, while TANF benefits offer cash assistance to eligible families.

When it comes to SNAP, EBT cards are used to pay for eligible food items at authorized retailers that accept SNAP benefits. These retailers include grocery stores, convenience stores, and farmers’ markets. You can use your EBT card to purchase staple food items like bread, milk, vegetables, fruits, and meat. However, you cannot use your EBT card to purchase non-food items like alcohol, tobacco, and household supplies.

On the other hand, TANF benefits can be withdrawn as cash from ATMs that accept EBT cards. Families enrolled in TANF can use their EBT card to withdraw cash to pay for their basic needs like rent, utilities, clothing, and other essential expenses.

Overall, your EBT card is your key to accessing government benefits if you are enrolled in the SNAP or TANF program. It is important to use your card responsibly and only for eligible items, to ensure that you can continue to receive the benefits that you need.

Does EBT roll over?

It is good to know that Electronic Benefits Transfer (EBT) funds can be carried forward to the following month. This means that if you do not use all your benefits in a given month, the remaining amount will remain on your EBT card for future use.

You can accumulate benefits on your EBT card to increase your purchasing power over time. That said, it is important to remember that there are certain limits to the amount of benefits you can roll over, so it is advisable to check with your state’s EBT program for specific details.

The bottom line

The time and day of the week that your EBT (Electronic Benefit Transfer) benefits are deposited into your account can vary based on the state that you reside in.

To find out the exact time and day of the week that your EBT benefits will be deposited, it is recommended that you refer to the list of deposit schedules provided on our list. By checking the list, you can ensure that you are aware of the exact time that your benefits will be available.