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Rent-A-Center is a leading rent-to-own retailer located in Plano, Texas. It offers a variety of name-brand furniture, appliances, electronics, computers, and even smartphones. This can be a great solution if you need essential items for your home but don’t have the budget to buy them outright.
Rent-to-own allows you to take furniture, appliances, or electronics home with a payment plan, spreading the cost over time. This can be much more manageable than a large upfront purchase, especially on a tight budget.
Rent-A-Center isn’t your only option, though. Other stores offer similar rent-to-own programs. So, if you’re looking for a specific brand or want to compare prices, it’s worth shopping around to find the best fit for your needs.
What is Rent-A-Center and how does it work?
Rent-A-Center, or RAC as many know it, is your one-stop shop for furniture, appliances, electronics, and more on a rent-to-own basis. Founded in 1986, they’ve grown to over 2,181 stores across the United States, making finding a location near you easy.
Here’s the beauty of Rent-A-Center: you can get the things you need for your home today without a big upfront cost. Simply browse their selection online or visit a store to find what you want. The friendly staff will help you finalize your order, set up a flexible payment plan that fits your budget, and even schedule a free delivery for the same day!
Once you have your selections at home, you can start using them immediately. Rent-A-Center even offers ownership options, free repairs on its products, and—the best part—no long-term commitment.
Rent-A-Center understands that credit scores aren’t everything. They consider various factors when reviewing your application and often approve customers with less-than-perfect credit histories. Plus, your on-time payments with Rent-A-Center won’t even impact your credit score because they don’t report to credit bureaus.
Getting started is easy. All you need is basic information like your name, date of birth, and contact details. They’ll also want to verify your income and residence information. To make things convenient, you can even provide references, with at least two relatives living elsewhere.
The best part? Rent-A-Center offers a flexible return policy. Changed your mind? Simply contact the store to schedule a return or bring it back in person. Your payments are paused while the item is returned. If you change your mind again, you can always come back, pick up your payments where you left off, and choose a similar item.
In most states, Rent-A-Center requires only $10 to get started. However, starting amounts and processing fees may vary depending on your location. Don’t hesitate to contact your local store for more details.
So, what can you rent from Rent-A-Center? The selection is vast! From furniture and appliances to computers, electronics, smartphones, and even unexpected items like tires, handbags, and fitness equipment, Rent-A-Center has something for almost every need.
Stores like Rent-A-Center
Rent-A-Center isn’t the only option for rent-to-own furniture and appliances. Several other retailers offer similar services.
1. Aaron’s
Looking for furniture, appliances, or electronics but worried about your credit score? Aaron’s is another leading rent-to-own retailer that can help. They offer various products across many categories, including furniture, electronics, appliances, tools, fitness equipment, and even jewelry.
Aaron’s understands that building credit takes time, and they’re willing to work with you. Even if you’ve had credit challenges, you might still qualify for their rent-to-own program. This allows you to get the things you need for your home today without a big down payment. Instead, you’ll make affordable monthly payments over a flexible lease term. You can choose a plan that fits your budget, with options ranging from 12 to 24 months on most products.
The entire process is convenient. Browse their selection online or visit a nearby store to find what you want. Once your lease agreement is approved and signed, Aaron’s will contact you to schedule a free delivery and set up your new items, making the process smooth and hassle-free.
2. Bestway
Another strong option for rent-to-own furniture and appliances is Bestway. Similar to Rent-A-Center, Bestway offers a vast selection across many departments. Whether you need to furnish your living room, bedroom, or dining area, Bestway has furniture options like sofas, beds, mattresses, and dinette sets.
They also carry various appliances, including washers and dryers, refrigerators and freezers, and air conditioning units. Plus, for the tech enthusiast, Bestway offers flat-screen TVs, laptops, and smartphones.
Bestway understands that convenience is key. They provide free same-day delivery on your rent-to-own items, and for added peace of mind, service, and repairs are included during your rental agreement. Another benefit? No credit check is required to get started with Bestway.
Finding a payment plan that fits your budget is important. Bestway offers flexible options, including weekly, bi-weekly, semi-monthly, and monthly payments. They’re so confident you won’t find a better deal that they guarantee the lowest total cost of ownership. If you find a lower price on the same item within 30 days of purchase, Bestway will match it or give you the item for free!
3. Buddy’s Home Furnishings
In the world of rent-to-own, another established name is Buddy’s Home Furnishings. They’ve been around since 1961, providing customers with a way to acquire furniture, appliances, electronics, computers, smartphones, and even gaming equipment without a big upfront cost.
Like Rent-A-Center, Buddy’s offers the benefit of no long-term commitment and doesn’t require a credit check to get started. Their vast selection allows you to browse locally and see pricing for items that can be delivered within 24 hours.
Plus, Buddy’s provides service and repairs throughout your rental agreement, giving you peace of mind. When it comes to payments, Buddy’s offers a variety of flexible options to fit your budget. So, you can choose the plan that works best for you.
The bottom line
Rent-to-own offers a valuable solution for those who need furniture, appliances, or electronics but might not have the budget for a large upfront purchase. However, Rent-A-Center isn’t your only option!
The good news is that several reputable retailers provide similar rent-to-own services. This list explores some of the top choices.