How to transfer money from gift card to Cash App in 2025

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You might wonder if you can transfer funds from a gift card directly into your Cash App balance. Perhaps you received a gift card you won’t use and would prefer to have that money readily available on Cash App.

While Cash App allows linking bank accounts, credit cards, and debit cards to add funds, adding funds directly from external gift cards isn’t currently supported. This includes physical gift cards from any store.

However, this doesn’t mean you’re stuck with an unused gift card. In the next section, we’ll explore alternative options for using those gift card funds on Cash App.

Can you add a gift card to Cash App?

Unfortunately, the answer is no. Cash App’s current system only accepts funds from linked credit cards, debit cards, or your bank account. This means physical gift cards or those from other platforms aren’t compatible with direct transfer.

However, there’s no need to despair! While adding funds directly isn’t possible, there might be an indirect solution using PayPal. Cash App supports major credit card providers like American Express, Discover, Mastercard, and Visa. Many prepaid cards also work, though depositing funds to these cards itself isn’t an option.

Keep reading to explore alternative methods for transferring gift card value into your Cash App account. This method is achievable, but it might involve an extra step or two.

How to add a gift card to Cash App

Cash App is a convenient tool for sending and receiving money.

While Cash App doesn’t directly accept gift cards, there’s a clever workaround to get those funds into your account.

Don’t worry; it’s a fairly simple process! We’ll explore this alternative method in the next section.

How to transfer money from a gift card to Cash App using CardCash

While Cash App doesn’t directly accept gift cards, you can use a service like CardCash to convert your gift card value into PayPal cash. It might seem like a few extra steps, but follow along, and you’ll see that it’s quite simple.

Here’s the process:

1. Head over to CardCash‘s website.
2. Enter the store name and your gift card’s remaining balance. Click “Get Offer.” If there’s a deal, you’ll see the amount of PayPal money you can get for your gift card.
3. Want to exchange multiple cards? Just enter their details and click “ADD CARD.”
4. If you’re happy with the offer, click “Continue.”
5. Enter your gift card number and PIN, then click “Connect with PayPal.”
6. Log in to your PayPal account and follow the prompts to complete the exchange.

The beauty is, you can exchange multiple gift cards in one go, saving you time.

Exchange rates vary depending on the gift card brand and demand. Your funds will usually settle in your PayPal account in one business day.

Now you have actual cash in your PayPal balance instead of a limited-use gift card! To get it to Cash App:

1. Link the bank account you use with Cash App to your PayPal account.
2. Transfer the gift card money (now in your PayPal) to your linked bank account.
3. Finally, add those funds from your bank account to your Cash App balance.

It takes a few steps, but it’s not a complex process. Once you do it a couple of times, it’ll be a breeze! Now you can enjoy the flexibility of your gift card balance within the Cash App ecosystem.

Can you add a prepaid card to Cash App?

You might be wondering about using prepaid cards on the platform. Cash App’s information on this can be a bit unclear. Their official site states that prepaid cards are supported, but depositing funds to them isn’t allowed.

Many online sources claim prepaid cards are entirely incompatible with Cash App. However, after digging deeper, it seems certain types, like Visa prepaid cards, might work for making payments. Cash App’s official stance on their site is that depositing to prepaid cards is a no-go.

Here’s where things get a little interesting. According to a quote from Cash App’s official Reddit account,

• “You’re not able to deposit funds to a prepaid card, but if it’s linked, you should be able to use it to send money.”

This suggests that while adding funds with a prepaid card isn’t possible, linking it to sending money might be an option.

If your prepaid card doesn’t work with Cash App and you want wider spending flexibility, consider using PayPal again. You can transfer your prepaid card balance to PayPal and link it to Cash App for further transfers.

Use your prepaid gift cards wherever PayPal is accepted

Got a prepaid Visa or Mastercard gift card gathering dust? Consider adding it to your PayPal account!

PayPal accepts major gift card brands like Visa, American Express, Mastercard, and Discover. Once linked, you can use these gift cards like any debit or credit card stored in your PayPal wallet.

That’s right—anywhere you see the PayPal logo at checkout, your gift card balance becomes usable! Since PayPal is widely accepted by businesses, you can spend your prepaid gift card balance at a much wider range of stores and online platforms.

Ensure your gift card has sufficient funds to cover the purchase before hitting that “pay” button.

What cards does Cash App accept?

Cash App accepts your favorite credit and debit card options, including Visa, Mastercard, American Express, and Discover. Some prepaid cards can even be linked for spending!

However, prepaid cards have a catch: while you can use them to make payments on Cash App, adding funds directly from them isn’t supported. So, that prepaid card balance must come from somewhere else before you can use it on Cash App.

Is it safe to transfer money from a gift card to Cash App?

While transferring money from a gift card directly to Cash App isn’t possible, the good news is you can still access those funds in your Cash App account! The key is using a secure and reputable platform like PayPal as a middleman.

Here’s why using a legitimate platform is important: When you deal with unauthorized money exchangers or unverified websites, you risk scams or encountering issues where your gift card balance disappears without being transferred.

What is the limit on the Cash App?

By default, Cash App allows sending and receiving up to $1,000 within any 30-day period.

However, this limit can be increased by verifying your identity. This simple process involves providing your full name, date of birth, and Social Security number. Once verified, you’ll enjoy higher limits on your Cash App transactions.

Are there any fees associated with adding a gift card balance on Cash App?

Cash App doesn’t allow you to add a gift card balance directly to your account. Its system is designed for debit and credit card transactions.

So, while there aren’t any fees associated with adding a gift card balance (because it’s not an option), it’s good to know what works with Cash App to help you top up your funds.

The bottom line

Cash App excels at sending and receiving money and boasts additional features like stock and Bitcoin investments. However, directly adding funds from a gift card isn’t an option.

There’s a workaround, though. CardCash allows you to transfer your gift card balance to PayPal. Once the funds are in PayPal, transfer them to the same bank account linked to your Cash App. Finally, with the money in your linked bank account, you can easily add it to your Cash App balance.

Remember that while Cash App accepts linked prepaid cards for sending funds, it doesn’t allow depositing to them.