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If you need to cash a check, visiting a nearby grocery store can be convenient. In addition to cashing checks, many supermarkets offer a wide range of useful services, such as money orders, coin-counting machines, gift cards, dry cleaning, and cashback.
Some popular grocery chains that offer check-cashing services at some or all of their locations include Walmart, Ralphs, Kroger, H-E-B, Albertsons, and Publix. However, remember that a fee may be associated with cashing a check at the grocery store.
Review our detailed list below to learn more about the grocery stores in your area that offer check-cashing services and their associated fees.
1. Albertsons
Albertsons is a popular American supermarket chain with over 2,200 stores nationwide. If you need to cash a check, Albertsons may be a convenient option. The types of checks you can cash at Albertsons may vary depending on the location, but most stores generally accept personal checks, government checks, and payroll checks.
It’s important to note that Albertsons has a check cashing service limit of $1,000, meaning you cannot cash a check over $1,000. The limit helps to ensure that the process runs smoothly and efficiently.
Additionally, many Albertsons stores are open from 6 a.m. to 11 p.m., seven days a week, so you can cash a check when you need to without worrying about the store being closed. The fee for check cashing services varies by location, so it’s a good idea to check with your local Albertsons store for more information.
2. Baker’s
Baker’s is a popular supermarket chain that primarily operates in the metropolitan area of Omaha, Nebraska. As a subsidiary of Kroger, it offers a wide range of products and services, including a Money Services center where you can cash various types of checks. If you need to cash a payroll check, a government check, an income tax refund check, an insurance settlement check, a business check, or a child support check, you can visit the Money Services center at some of Kroger’s subsidiaries.
However, Money Services does not accept personal, starter, or third-party checks. It’s important to remember this when planning your visit to the Money Services center to avoid any inconvenience. Additionally, the fee for cashing your check starts at $3 and may vary depending on the amount of your check. If you have any questions or concerns, the friendly staff at Money Services will gladly assist you.
If you’re planning on cashing a check, it’s important to know what fees you might incur. The fees for cashing a check can vary depending on the amount and whether you have a Shopper’s Card or not.
For checks up to $2,000, the fee starts at $3 with a Shopper’s Card. If the check is worth between $2,000.01 and $5,000, the fee starts at $5.50 with a Shopper’s Card. It’s worth noting that the fees can vary depending on the location, so it’s best to check with your specific location for exact pricing.
To make things easier, the Money Services website offers a section where you can enter the value of your check, and it will show you how much you can expect to pay. When I tried this, I found that the fee was $4 with a Shopper’s Card for checks worth up to $2,000 and $4.50 without a card for checks worth up to $2,000. For checks worth between $2,000.01 and $5,000, the fee was $7 with a Shopper’s Card and $7.50 without a Shopper’s Card.
Therefore, while the fees start at $3, they can go up to $7.50 depending on the amount of the check and whether you have a Shopper’s Card. It’s always a good idea to check the fees beforehand so that you can plan accordingly.
3. City Market
City Market is an American retail chain that operates 35 stores across the United States, specifically in Colorado, Wyoming, and Ohio. It is a subsidiary of Kroger, one of the largest retail companies in the world. In addition to selling groceries and other household items, City Market also offers Money Services centers, where customers can cash various types of checks.
If you need to cash a check at a City Market location, be prepared to pay a fee that varies by location. Generally, you can expect to pay anywhere from $3 to $7.50, depending on the store and the check amount. City Market accepts various checks, including child support, payroll, insurance settlement, government, tax refund, and business checks. However, it does not accept personal checks.
Overall, if you need to cash a check and you happen to be near a City Market location, their Money Services center can be a convenient and reliable option.
4. Dillons
Dillons is a subsidiary of Kroger and a popular grocery supermarket chain with 94 locations across the United States. The store offers check cashing, which is a convenient option for those without a bank account or needing immediate access to cash.
Dillons accept various checks, including payroll, income tax refunds, insurance settlement, and government and business checks. However, it’s important to note that the store does not cash personal checks.
If you need to cash a check at Dillons, the limit is $5,000, one of the highest on the list of stores offering this service. The fee for check cashing at Dillons starts at $3 and can go up to $7.50, depending on the check amount.
5. Food 4 Less
Food 4 Less is a popular grocery store chain in California, Illinois, and Indiana. As a Kroger subsidiary, the store offers a wide range of products at affordable prices.
Apart from groceries, Food 4 Less also provides check cashing services, making it a convenient one-stop-shop for customers. With over 102 locations across the United States, customers can cash their checks for a fee starting at $3.
The types of checks that can be cashed include child support, payroll, government, tax refund, insurance settlement, and business checks.
The fee charged for check cashing may vary depending on the type and amount of the check, but generally, it ranges from $3 to $7.50. Overall, Food 4 Less provides a convenient and affordable solution for customers looking to cash their checks.
6. Foods Co
Foods Co is a California-based grocery store chain with 20 stores nationwide. It is a subsidiary of Kroger, one of the largest grocery store chains in the world.
If you need to cash a check, visit the Money Services center at any Foods Co store. However, the fee for cashing a check starts at $3 and can go up to $7.50, depending on the type of check you want to cash. Foods Co accepts various types of checks, including child support, payroll, and business checks, but it does not accept personal checks.
7. Food City
Food City is a widely popular supermarket chain with over 132 locations in the United States. It offers check-cashing services for various types of checks, including payroll, rebate, stimulus, and government checks.
If you’re looking for a store that can cash your checks, Food City is a reliable option, and you can avail this service at any of their locations. They have a check-cashing limit of $1,000, and charge a nominal fee of $3 for each check.
One significant advantage of using Food City’s check-cashing service is its extended operation hours. This makes it convenient for people to cash their checks even during odd hours. Most of their stores are open from 6 a.m. until midnight, which gives you enough time to manage your finances.
8. Food Lion
Food Lion is a retail grocery store chain with a total of 1,110 stores located throughout the United States. If you happen to be in any of the following states, you can easily find a Food Lion store:
- North Carolina
- Virginia
- South Carolina
- Maryland
- Georgia
- Tennessee
- Delaware
- West Virginia
- Pennsylvania
- Kentucky
Food Lion offers check cashing services for personal, government, rebate, tax refund, and U.S. Traveler’s checks up to $500, and payroll checks up to $1,000. The fee for check cashing may vary depending on the state where the store is located.
9. Fred Meyer
Fred Meyer is a retail chain with over 130 locations across the United States. While it is predominantly found in Washington, it also has stores in Alaska, California, Idaho, and Oregon. This retail chain is a subsidiary of Kroger, the largest supermarket chain in the US.
One of the services offered by Fred Meyer is check cashing. You can cash various checks at Fred Meyer, including government, payroll, tax refund, insurance settlement, and business checks. Compared to other check cashing services, Fred Meyer has a higher check cashing limit of $5,000, one of the highest amounts available.
However, the fees for check cashing at Fred Meyer vary depending on the value of the check and where you’re cashing it. Fees start at $3, but they can go up to $7.50, so it’s best to check with your local Fred Meyer store beforehand. Overall, if you need to cash a check and you’re looking for a reliable and convenient option, Fred Meyer might be a great choice.
10. Fry’s Food Stores
Fry’s Food and Drug is a retail chain with 126 stores in the United States. As a subsidiary of Kroger, Fry’s Food Stores is known for its presence in Arizona.
One of the services offered by the store is check cashing, which is facilitated by another Kroger subsidiary. If you need to cash a check, you can do so at the store for a fee that starts at $3 and varies depending on the check amount. The types of checks that can be cashed at Fry’s Food Stores include payroll, child support, government, tax refund, insurance settlement, and business checks.
11. Gerbes
Gerbes, a store operated by Kroger, offers check cashing services through its Money Services center in Mid-Missouri. The cost of cashing a check at Gerbes ranges from $3 to $7.50, depending on the check amount. Types of checks that can be cashed include child support, payroll, and business checks. Gerbes does not accept personal checks for cashing.
If you need to cash a check at Gerbes, simply visit the Money Services center during their business hours and have a valid form of identification ready. The process is quick and easy, and you’ll have access to your funds immediately.
12. Giant Eagle
Giant Eagle is a popular supermarket chain with over 216 locations across Indiana, Maryland, Ohio, Pennsylvania, and West Virginia. If you’re looking to cash a check, Giant Eagle can help. They accept various check types, including personal, payroll, government, and even traveler’s checks.
It’s important to note that fees for cashing checks at Giant Eagle vary depending on the store and the check amount. However, there is no fee for cashing child support checks.
To cash a check at Giant Eagle, you’ll need to have a Giant Eagle Advantage card. This card is free to obtain and can be used for various benefits at the store. Once you have your card, you can head to the customer service desk to cash your check. The process is quick and easy, and you’ll be able to get your cash on the spot.
13. Giant Food
Giant Food is a supermarket chain that also operates pharmacies. It has 166 stores in Washington DC, Delaware, Maryland, and Virginia.
In addition to grocery shopping and prescription refills, you can also cash your checks at these stores. However, it’s worth noting that the types of checks accepted for cashing may vary from store to store.
The fee for cashing checks at Giant Food stores varies by location. It’s always a good idea to check with the specific location beforehand to confirm their check-cashing policies.
14. H-E-B
H-E-B is one of the largest grocery stores in Texas and Northeast Mexico, with over 340 stores across the region. One of the many services offered by H-E-B is check cashing, a convenient option for customers who need quick access to funds. H-E-B allows customers to cash various checks, including government, payroll, dividend, and insurance checks.
The fee for check cashing at H-E-B is $3 for checks up to $3,000. However, fees may vary for larger checks. This service is available to all customers during regular store hours, making it a convenient option for those who need to cash a check outside of traditional banking hours.
15. Hannaford
Hannaford is a popular supermarket chain that has been serving customers in New England and New York for many years. With over 180 stores, Hannaford is a convenient option for those looking to cash their government, payroll, or pension checks.
The fees for cashing checks at Hannaford vary by location, so it’s best to check with your local store for specific pricing. However, it’s worth noting that customers over the age of 60 can cash their pension checks for free at Hannaford. Whether you’re looking to cash a government check, payroll check, or pension check, Hannaford provides a safe and reliable option for those in need of financial assistance.
16. Harris Teeter
Harris Teeter is a popular American supermarket chain that operates in seven South Atlantic states and the District of Columbia. Its Money Services center provides various financial services, including check cashing. If you have a Shopper Card, you can cash a check at Harris Teeter for a fee starting at $3 for checks up to $2,000. However, if you don’t have a Shopper Card, the fee for the same amount can go up to $4.50.
The fees are higher for checks between $2,000.01 and $5,000, even if you have a Shopper Card. You will have to pay a fee ranging from $5.50 to $7. If you don’t have a Shopper Card, the fees for checks between $2,000.01 and $5,000 can go up to $7.50.
Please note that the fees may vary depending on the location of the Harris Teeter store you visit. It’s always a good idea to check with the store beforehand to confirm the fees and any other requirements for cashing a check.
17. Homeland
Homeland is a popular supermarket chain that operates across four states- Oklahoma, Kansas, Georgia, and Texas. One of the many services Homeland offers is cashing payroll checks, which can be done at any of its 79 stores.
While a 2% fee is charged for this service, you’ll be glad to know that 1% of the fee is instantly rebated back to you as a paper coupon. This coupon can be used to avail a discount on your next order of $15 or more at any Homeland store. So, next time you need to cash your payroll check, head to your nearest Homeland store for a great deal!
18. Hy-Vee
Hy-Vee is a chain of retail stores in the Midwest region that offers check-cashing services to its customers. Its stores are located in eight states: Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, South Dakota, and Wisconsin.
The check-cashing service is available at selected Hy-Vee locations. The maximum limit for cashing a check ranges from $2,000 to $5,000. The fee charged for this service is between $2 and $6 per transaction.
Some Hy-Vee stores are open 24/7, meaning you can use the check-cashing service at any time of the day or night.
19. Ingles
Ingles is a well-known supermarket chain that operates in six southern states: Alabama, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. With 198 stores in these locations, Ingles is a popular choice for many people looking to shop for groceries and household essentials.
One of the services that Ingles offers is the ability to cash personal and payroll checks. This can be a convenient option for those who need to access cash quickly or don’t have a bank account. However, it’s worth noting that to cash a check at Ingles, you’ll need to have an Ingles Advantage Card. This is a loyalty card that gives you access to a range of discounts and special deals, as well as the ability to cash checks.
The fee for cashing a check at Ingles can vary depending on your location, so it’s always a good idea to check with your local store for the exact cost. Nevertheless, Ingles is known for its fair and transparent pricing, so you can expect the fee to be reasonable and competitive. Overall, if you’re looking for a reliable and convenient place to cash your checks, Ingles could be a great option.
20. Jay C Food Stores
Jay C Food Stores is a well-known supermarket chain that operates 64 stores in Southern Indiana. It is a subsidiary of Kroger, which is a top-rated retail company in the United States. If you need to cash a check, you can visit the Money Services center at Jay C Food Stores. They offer check cashing services for a fee, which starts at $3 and varies based on the type of check you want to cash. The fees range from $3 to $7.50, depending on the amount and type of check.
At the Money Center, you can cash various checks, including child support, payroll, and business checks. However, please keep in mind that they do not accept personal checks. If you have any questions or concerns, you can always contact the friendly and knowledgeable staff at Jay C Food Stores for assistance.
21. King Soopers
King Soopers, a subsidiary of Kroger with 118 locations, mostly in Colorado and a few in Wyoming, is a grocery store that also offers check cashing services. If you need to cash a check at King Soopers, you can expect to pay a fee that starts at $3 and can go up to $7.50, depending on the check amount. This fee is on par with other Kroger-owned stores.
King Soopers will cash payroll, business, and government-issued checks but do not accept personal checks. To cash your check at King Soopers, you will need to provide a valid ID and possibly additional documentation.
22. Kroger
Kroger is a supermarket chain that operates over 2,800 stores across 35 states in the US. If you need to cash a check, Kroger stores have a Money Services center where you can do that. Depending on the type and value of the check, as well as whether or not you have a Shopper’s card, fees for cashing checks at Kroger start at $3 and can go up to $7.50.
It’s important to note that personal checks cannot be cashed at Kroger. However, you can cash various types of checks such as payroll, insurance settlement, government, tax refunds, and business checks. If you have questions regarding check cashing services at Kroger, do not hesitate to ask a store employee for assistance.
23. Mariano’s
Mariano’s is a grocery store chain with 45 stores in Illinois. It is a subsidiary of Kroger and offers a convenient check-cashing service. The fee for this service starts at $3, making it affordable for those in need of quick cash.
Mariano’s accepts various types of checks, including child support, payroll, and business checks. However, it’s important to note that Mariano’s does not accept personal checks. If you need to cash a check quickly and easily, Mariano’s is a great option.
24. Metro Market
Metro Market, a subsidiary of Kroger, operates 21 stores in Wisconsin. If you need to cash a check, you can visit any of these stores and receive the service for a fee starting at $3. The fee can go up to $7.50, depending on the type of check you are cashing.
Metro Market accepts different types of checks, including child support, payroll, and business checks. Whether you need to cash a personal or a business check, you can count on Metro Market to provide a convenient and reliable service.
25. Pay Less Super Markets
Pay Less Super Markets is a well-known supermarket chain primarily based in Indiana. It is a subsidiary of Kroger that offers a wide range of services to its customers, including the option to cash checks. The fee for cashing checks at Pay Less Super Markets starts at $3, which is a relatively affordable option for those who need to cash checks regularly.
The store accepts various types of checks, including child support, payroll, and business checks. This makes it a convenient and versatile option for those who need to access their funds quickly and easily. Whether you need to cash a check for personal or business reasons, Pay Less Super Markets has got you covered.
26. Pick ‘n Save
Pick ‘n Save is a popular grocery store chain that has been serving Wisconsin for years. With 84 locations throughout the state, you can easily find a Pick ‘n Save store near you. What you might not know is that Pick ‘n Save is a subsidiary of Kroger – one of the largest retail companies in the United States.
Aside from groceries, Pick ‘n Save offers various financial services, including check cashing. Whether you need to cash a payroll, child support, or business check, Pick ‘n Save has you covered. The fees for check cashing start at just $3, making it an affordable option for those who need quick access to their funds.
With Pick ‘n Save’s check cashing service, you can avoid the hassle of waiting in long lines at the bank or dealing with expensive check cashing services. Plus, you can get your cash immediately – no need to wait for the check to clear. So, the next time you need to cash a check, consider stopping by your local Pick ‘n Save store.
27. Publix
Publix offers check cashing services at more than 1,286 locations across the Southern United States, including Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. The check cashing fees may vary depending on the location, and Publix accepts personal and payroll checks.
28. QFC
Quality Food Centers, also known as QFC, is a supermarket chain operated by Kroger. There are a total of 62 stores in Oregon and Washington. If you need to cash checks, such as child support, payroll, or business checks, you can conveniently do so at the store using Money Services. The fees for cashing checks vary, starting at $3 and going up to $7.50.
29. Ralphs
Ralphs, a subsidiary of Kroger, operates 189 stores in Southern California. The check cashing policy at Ralphs is consistent with other Kroger-owned stores. Customers can visit the Money Services center to cash different types of checks, such as child support, payroll, and business checks. However, personal checks are not accepted for cashing. The fee for cashing a check at Ralphs starts at $3 and can go up to $7.50.
30. Safeway
Safeway offers check cashing services at more than 904 stores nationwide. You can cash various types of checks, including payroll, stimulus, government, Social Security benefits, unemployment benefits, and tax refund checks. The maximum limit for cashing a check is $1,500, and Safeway charges a fee of $2.25 for every $200 cashed.
31. Shaw’s
Shaw’s operates 150 stores throughout New England and is owned by Albertsons. The fees for cashing personal and payroll checks at the store may vary by location. It’s important to note that the check cashing policies are set by individual stores.
32. ShopRite
ShopRite is a popular supermarket chain with 321 stores across six states, including Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania. The services offered at each location may vary, but some stores provide check-cashing services.
Customers at select ShopRite stores can cash their payroll and government checks, subject to the specific policies of each store. The fees for these services can vary depending on the location.
33. Smith’s Food and Drug
Smith’s Food and Drug is a prominent supermarket chain in the United States, owned by Kroger. Smith’s offers various services, including check cashing, with 144 retail stores across Arizona, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming.
As a subsidiary of Kroger, Smith’s allows customers to cash various types of checks, such as child support, payroll, and business checks, for a fee ranging from $3 to $7.50. This service provides convenience for customers who may need quick access to their funds.
34. Stop & Shop
Stop & Shop operates over 400 stores in New York, New England, and New Jersey. If you need to cash a check at Stop & Shop, you will need to enroll in their rewards program, GO Rewards, and fill out a check cashing application at the store. You can cash checks up to $500 for a fee of $0.40. Stop & Shop accepts payroll and government checks for cashing.
35. Tops Friendly Markets
Tops Friendly Markets is a chain of 160 full-service supermarkets, with an additional five operated by franchisees under the Tops banner, and 59 fuel stations. These stores are located in New York, Pennsylvania, and Vermont.
You can cash payroll, government, and stimulus checks at select Tops Friendly Markets stores. The convenience of this service comes with a minimal fee of $1 and a $500 limit.
36. Vons
Vons is a popular supermarket chain with over 325 locations in Southern California and Southern Nevada. Their check cashing service accepts personal and payroll checks, although the fees may vary depending on the store location.
37. Walmart
Walmart offers check cashing services with fees starting at $3. The company operates 4,743 stores across the country, where customers can cash various types of checks, including stimulus checks, government checks, tax refunds, cashier’s checks, 401k and retirement distributions, insurance settlements, and two-party personal checks.
Walmart will cash checks up to $5,000, charging a fee of $4 for a $1,000 check and $8 for checks up to $5,000.
38. WinCo Foods
WinCo Foods has 131 stores across Arizona, California, Idaho, Montana, Nevada, Oklahoma, Oregon, Texas, Utah, and Washington. At WinCo Foods, you can cash different types of checks, including two-party checks, insurance settlement checks, manually written payroll checks, finance loan checks, and deposit slip money orders.
The store charges a fee of $5 for checks up to $500 and $10 for checks higher than $500.
39. Wegmans
Wegmans is a regional supermarket chain with 109 stores across several states. Specifically, there are 48 stores in New York, 18 in Pennsylvania, nine in New Jersey, 14 in Virginia, eight in Maryland, six in Massachusetts, four in North Carolina, one in Washington, D.C., and one in Delaware. Additionally, the store offers the convenience of cashing personal checks.
Furthermore, Shoppers Club cardholders can cash checks for free, making this a convenient perk for loyal customers.
40. Winn-Dixie
Winn-Dixie operates approximately 500 stores across Florida, Alabama, Louisiana, Georgia, and Mississippi. The types of checks that can be cashed at Winn-Dixie locations may vary. Typically, most stores will only cash electronically signed payroll checks amounting up to $500. Customers should know that there is a $3.50 fee for this service.
The bottom line
Many grocery stores offer check cashing services, making it convenient for customers to handle multiple tasks in one place. Some grocery stores that provide this service include Walmart, Wegmans, Albertsons, Publix, and Kroger.
In addition to cashing checks, customers can do their grocery shopping, purchase money orders, and access various other useful products and services. This makes running errands more efficient and convenient for many people.